All-Cause Mortality for Life Insurance Applicants with a History of Prostate Cancer

Journal of Insurance Medicine
Stephen A FreitasStacy J Gill

Abstract

- To determine the all-cause mortality of life insurance applicants diagnosed with prostate cancer currently or at some time in the past. - Prostate cancer is common and a frequent cause of cancer death. Both the frequency of prostate cancer in men and its propensity for causing premature mortality require insurance company medical directors and underwriters to have a good understanding of prostate cancer-related mortality trends, patterns, and outcomes in the insured population. - Life insurance applicants with reported prostate cancer were extracted from data covering United States residents between November 2007 and November 2014. Information about these applicants was matched to the Social Security Death Master (SSDMF) file for deaths occurring from 2007 to 2011 and to another commercially available death source file (Other Death Source, ODS) for deaths occurring from 2007 to 2014 to determine vital status. Actual to Expected (A/E) mortality ratios were calculated using the Society of Actuaries 2015 Valuation Basic Table (2015VBT), select and ultimate table (age last birthday) and the 2013 US population as expected mortality ratios. All expected bases were not smoker distinct. - The study covered applicants between the ages...Continue Reading

References

Mar 12, 2009·Journal of the National Cancer Institute·Gerrit DraismaHarry de Koning
May 14, 2014·Nature Reviews. Urology·Claudia A SalinasKathleen A Cooney
Jun 12, 2014·CA: a Cancer Journal for Clinicians·Ted A SkolarusRebecca L Cowens-Alvarado
Jun 3, 2016·CA: a Cancer Journal for Clinicians·Kimberly D MillerAhmedin Jemal

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