Assessing the impoverishment effects of out-of-pocket healthcare payments prior to the uptake of the national health insurance scheme in Ghana

BMC International Health and Human Rights
James AkaziliDi McIntyre

Abstract

There is a global concern regarding how households could be protected from relatively large healthcare payments which are a major limitation to accessing healthcare. Such payments also endanger the welfare of households with the potential of moving households into extreme impoverishment. This paper examines the impoverishing effects of out-of-pocket (OOP) healthcare payments in Ghana prior to the introduction of Ghana's national health insurance scheme. Data come from the Ghana Living Standard Survey 5 (2005/2006). Two poverty lines ($1.25 and $2.50 per capita per day at the 2005 purchasing power parity) are used in assessing the impoverishing effects of OOP healthcare payments. We computed the poverty headcount, poverty gap, normalized poverty gap and normalized mean poverty gap indices using both poverty lines. We examine these indicators at a national level and disaggregated by urban/rural locations, across the three geographical zones, and across the ten administrative regions in Ghana. Also the Pen's parade of "dwarfs and a few giants" is used to illustrate the decreasing welfare effects of OOP healthcare payments in Ghana. There was a high incidence and intensity of impoverishment due to OOP healthcare payments in Ghana. ...Continue Reading

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Jul 18, 2003·Lancet·Ke XuChristopher J L Murray
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Feb 22, 2007·Health Economics·Eddy van DoorslaerYuxin Zhao
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Citations

Mar 29, 2019·International Journal of Environmental Research and Public Health·Yongjian XuGang Chen
Aug 23, 2019·Health Policy and Planning·Paola SalariFabrizio Tediosi
Jul 17, 2019·The International Journal of Health Planning and Management·Ijeoma Nkem Okedo-AlexChigozie Jesse Uneke
Apr 2, 2020·BMC International Health and Human Rights·Amarech G Obse, John E Ataguba
Oct 17, 2020·Risk Management and Healthcare Policy·Christmal Dela Christmals, Kizito Aidam
May 27, 2021·Vaccine: X·Elizabeth Ekirapa-KirachoDagna Constenla

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