Health Insurance and Health Status: Exploring the Causal Effect from a Policy Intervention

Health Economics
Jay PanGordon Liu

Abstract

Whether health insurance matters for health has long been a central issue for debate when assessing the full value of health insurance coverage in both developed and developing countries. In 2007, the government-led Urban Resident Basic Medical Insurance (URBMI) program was piloted in China, followed by a nationwide implementation in 2009. Different premium subsidies by government across cities and groups provide a unique opportunity to employ the instrumental variables estimation approach to identify the causal effects of health insurance on health. Using a national panel survey of the URBMI, we find that URBMI beneficiaries experience statistically better health than the uninsured. Furthermore, the insurance health benefit appears to be stronger for groups with disadvantaged education and income than for their counterparts. In addition, the insured receive more and better inpatient care, without paying more for services. Copyright © 2015 John Wiley & Sons, Ltd.

References

Oct 18, 2002·Social Science & Medicine·Gordon G LiuTadashi Yamada
Nov 8, 2003·Journal of Health Economics·Jayanta BhattacharyaNeeraj Sood
Apr 26, 2006·Social Science & Medicine·Hong WangWilliam Hsiao
Jul 17, 2007·Health Affairs·Ke XuTimothy Evans
Nov 19, 2009·The Quarterly Journal of Economics·David CardNicole Maestas
Mar 6, 2012·Lancet·Winnie Chi-Man YipAlan Maynard
Jan 8, 2013·The Quarterly Journal of Economics·Amy FinkelsteinUNKNOWN Oregon Health Study Group

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Citations

Nov 9, 2016·International Journal for Equity in Health·Jay Pan, David Shallcross
Jan 27, 2017·Annual Review of Public Health·Gordon G LiuXuezhi Hong
Apr 13, 2019·Inquiry : a Journal of Medical Care Organization, Provision and Financing·Hongli FanWenguang Yu
Feb 20, 2020·International Journal of Environmental Research and Public Health·Huan Liu, Weidong Dai
Aug 1, 2020·Current Opinion in Pulmonary Medicine·Michelle SharpMarjolein Drent
Jun 15, 2017·The International Journal of Health Planning and Management·Ling Li, Hongqiao Fu
Oct 16, 2018·Israel Journal of Health Policy Research·Aviad Tur-SinaiHaya Grinvald-Fogel
Jun 11, 2020·International Journal of Health Services : Planning, Administration, Evaluation·Jian Sun, Shoujun Lyu
Nov 26, 2020·Inquiry : a Journal of Medical Care Organization, Provision and Financing·Tianjiao Lan, Jay Pan

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