Prefrontal system dysfunction and credit card debt

The International Journal of Neuroscience
Marcello SpinellaDavid Lester

Abstract

Credit card use often involves a disadvantageous allocation of finances because they allow for spending beyond means and buying on impulse. Accordingly they are associated with increased bankruptcy, anxiety, stress, and health problems. Mounting evidence from functional neuroimaging and clinical studies implicates prefrontal-subcortical systems in processing financial information. This study examined the relationship of credit card debt and executive functions using the Frontal System Behavior Scale (FRSBE). After removing the influences of demographic variables (age, sex, education, and income), credit card debt was associated with the Executive Dysfunction scale, but not the Apathy or Disinhibition scales. This suggests that processes of conceptualizing and organizing finances are most relevant to credit card debt, and implicates dorsolateral prefrontal dysfunction.

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Citations

Mar 30, 2013·Cognitive and Behavioral Neurology : Official Journal of the Society for Behavioral and Cognitive Neurology·Angela O BallantyneDoris A Trauner
Mar 17, 2007·The International Journal of Neuroscience·Marcello SpinellaDavid Lester
Jan 15, 2005·Perceptual and Motor Skills·Marcello SpinellaBijou Yang
Feb 3, 2009·Clinics in Chest Medicine·Ramona O Hopkins, James C Jackson
Feb 22, 2011·The British Journal of Clinical Psychology·Graham PluckRandolph W Parks
Apr 15, 2014·Psychiatry Research·Alina Gomide VasconcelosLeandro Malloy-Diniz
Jan 1, 2016·Current Behavioral Neuroscience Reports·Joanna L StollingsE Wesley Ely
Aug 24, 2017·Neuropsychological Rehabilitation·Tessa HartJunghoon Kim
Jul 20, 2021·Journal of Psychopharmacology·Anna PowellCatharine Montgomery

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